Consórcio ou financiamento?

Consórcio ou financiamento? Veja simulações para motos

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Foram financiados mais de 5 milhões de carros e motos. Os dois meios apresentam vantagens e desvantagens.

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Como funciona um consórcio de moto

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O seguro prestamista tem adesão opcional e trata-se de um dispositivo criado para garantir o pagamento total ou parcial de uma dívida. Caso ocorra alguma uma impossibilidade ou atraso no pagamento.

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Como é o financiamento de moto

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Consórcio ou financiamento: comparativo

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Se está pensando fazer um consórcio ou financiamento de um scooter como o Elite 125 precisa pensar bem suas prioridades. Ao final do financiamento, você pagará 54% mais que o valor inicial do bem

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Consórcio ou financiamento de motos Yamaha

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Apesar do preço sugerido de R$ 15.890 pela marca, o NMax é avaliado pela própria montadora em R$ 17.080 na hora de assinar o consórcio, que custará ‘apenas’ R$ 19.479 ao final.

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Consórcio ou financiamento: qual o melhor?

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Consórcio ou financiamento? Veja simulações para motos

Atualmente há mais de 2 milhões de participantes ativos em planos de consórcio de motos, segundo dados da Associação Brasileira de Administradoras de Consórcios.

Foram financiados mais de 5 milhões de carros e motos. Os dois meios apresentam vantagens e desvantagens.

Como funciona um consórcio de moto

Após o cadastro, pode ser solicitado apenas um avalista se necessário. O consórcio nesse sentido funciona como uma poupança de depósito.

O seguro prestamista tem adesão opcional e trata-se de um dispositivo criado para garantir o pagamento total ou parcial de uma dívida. Caso ocorra alguma uma impossibilidade ou atraso no pagamento.

Como é o financiamento de moto

Você leva a motocicleta para casa assim que a negociação ser aprovada. Essa modalidade funciona por meio do empréstimo, com valor destinado unicamente para a compra de um bem

Consórcio ou financiamento: comparativo

Simulamos a compra de uma CG 160 Fan, a versão mais vendida da família atualmente. Os valores consideram médias praticadas pelo mercado.

Se está pensando fazer um consórcio ou financiamento de um scooter como o Elite 125 precisa pensar bem suas prioridades. Ao final do financiamento, você pagará 54% mais que o valor inicial do bem

Consórcio ou financiamento de motos Yamaha

No consórcio você pode demorar meses até pegar a moto, no financiamento acabará pagando mais de R$ 42 mil em uma 250 – mais que os R$ 39.696 pagos por uma CB 500X zerinho hoje.

Apesar do preço sugerido de R$ 15.890 pela marca, o NMax é avaliado pela própria montadora em R$ 17.080 na hora de assinar o consórcio, que custará ‘apenas’ R$ 19.479 ao final.

Consórcio ou financiamento: qual o melhor?

No financiamento o preço é alto, mas no consórcio a moto não sai mais rápido para a casa sem ser contemplada ou sem lance. Então, a resposta é: depende da pressa e necessidade de cada um!